Our Family’s Expenses: December 2017

This month’s expense report includes a few big items like auto insurance premium, tuition payment and Christmas gifts. Let’s take a look at the details.


We continued to use EXCEL to track our expenses. No surprises there.


I know there are many of you out there who like to have a detailed budget for everything. I don’t think that it is for us. Our ultimate goal is to make sure we don’t waste our money on things we don’t need or things that don’t add value to our lives. That is it.


So where did the money go in December?

This month’s big items were our mortgage, auto insurance payment, tuition payment and Christmas gifts.


Here’s how last month’s expenses broke down:


Mortgage & Monthly Bills: We are really going to sell the house this summer. 🙂

Monthly Sub Total Expense Entry Amount
2,377.31 Mortgage Payment – includes taxes & interest 1862.60
Utilities – Heating/Cooling/Water/Trash/Recycle etc… 210.10
Cell Phone Service 213.67
Internet & Netflix 90.94


Transportation & Auto Related [4 Vehicles]: Car insurance premium was due this month.

Monthly Sub Total Expense Entry Amount
1664.19 Semi-yearly Car Insurance Premium 1450.11
Parking 60.00
Gasoline 154.08


Health Care & Life Insurance: No surprises here.

Monthly Sub Total Expense Entry Amount
419.36 Life Insurance 74.86
Health Insurance [Family] 344.50
Health Products [Family] 59.24


Personal Items: Just a few necessary items for personal and house use.

Monthly Sub Total Expense Entry Amount
142.74 Personal Items 142.74


Groceries & Household Items: We bought some gift cards for future use and stocked up our liquor cabinet for Christmas.

Monthly Sub Total Expense Entry Amount
1051.42 Groceries & Household Items 1051.42


Dining Out & Entertainment: This section includes dinners, lunches, coffee shops (we love our coffee in this household), movies, games etc…

Monthly Sub Total Expense Entry Amount
382.26 Dining Out & Entertainment 382.26


School/Education: This section includes items like lunch money, school supplies, fees for classes, tuition etc..

Monthly Sub Total Expense Entry Amount
1975.75 Tuition, registration and school activity fees 1975.75


Miscellaneous: Anything and everything doesn’t belong to other groups like fees for taxes, annual membership fees etc… Christmas gifts….

Monthly Sub Total Expense Entry Amount
814.74 Miscellaneous items & services 814.74


So this month’s total came down to $8887.01. Not so bad after paying for car insurance premium, tuition and Christmas gifts. 🙂


So do you budget or keep track of your spending? If you do how did you do last month?


Any suggestions and comments are welcome!

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